Payment Methods
Payment methods refer to the various options available for customers to make payments when purchasing a product or service. Common methods include cash, credit/debit cards, gift cards, and mobile payments.
To configure the default payment methods, go to the Admin Panel and navigate to Configure >> Payment Method.
Stripe
Stripe: It is a safe and popular online payment system that helps businesses take payments using credit cards, debit cards, digital wallets, and other ways to pay.
It offers a smooth checkout process for customers and works with many currencies and international transactions.
When store owners use Stripe, they can easily handle online payments, refunds, keep track of transactions, and see financial reports all from one dashboard.
Razorpay
Razorpay is a top digital payment service that helps businesses easily accept, process, and manage online payments. It started in India in 2014.
Razorpay has grown to be one of the most reliable payment gateways for startups, small and medium enterprises, and big companies all over India.
The platform allows merchants to take payments in various ways like UPI, credit cards, debit cards, net banking, wallets, and EMI options, giving customers a quick and safe checkout experience.
PayU
PayU allows businesses to handle transactions using various payment options like credit cards, debit cards, UPI, net banking, digital wallets, and EMI choices, making sure customers have a smooth and trustworthy checkout experience.
With simple integration, real-time tracking of transactions, strong fraud protection, and adaptable settlement cycles, PayU assists companies in effectively managing their online payments.
Merchants can set up the gateway with their Merchant Key and Salt, check payment statuses from the admin panel, and start refunds when necessary.
Paypal
PayPal Smart Button: Simplifies online payments with customizable buttons for secure, multi-method transactions on websites and apps.
PhonePe
PhonePe is an Indian digital payments platform supporting UPI, cards, wallets and net banking. Customers are taken to PhonePe to pay and returned to the store once the payment is confirmed.
Configure the following:
1. Client ID and Client Secret: Issued by PhonePe for your merchant account. 2. Merchant ID: Your PhonePe merchant identifier. 3. Sandbox: Enable while testing, disable to take live payments.
PhonePe settles only in Indian Rupees, so it is offered at checkout only when the cart is in INR.
PayGlocal
PayGlocal is a cross-border payment gateway. Customers pay on PayGlocal's hosted checkout and return through a signed token; the outcome is confirmed with PayGlocal before the order is placed, and a webhook settles the payment if the customer never comes back.
Configure the following:
1. Merchant ID: Your PayGlocal merchant identifier. 2. Public Key ID and Private Key ID: The key identifiers issued to you. 3. PayGlocal Public Key and Merchant Private Key: The key pair used to sign and verify requests. 4. Accepted Currencies: The currencies this gateway may be used for. A cart in any other currency will not be offered PayGlocal at checkout. 5. Sandbox: Enable while testing, disable to take live payments.
Cash On Delivery
A payment method where customers pay in cash upon receiving goods or services at their doorstep.
Money Transfer
Transfer of funds from one person or account to another, often electronically, for transactions or remittances.
PayPal Standard
A basic PayPal payment option for online businesses, allowing customers to pay using PayPal accounts or credit/debit cards.
After configuring, click the Save Configuration button.
Payment Methods Frontend
This is how the payment methods will appear on the storefront during checkout.
